Loan Administrator

At LSCB we work "_The Texas Way_.
" We believe that excellence, integrity, balance, and fun are the keys to success.
Lone Star Capital Bank is an equal employment opportunity employer seeking a Loan Administrator to join our team! The Loan Administrator is responsible for providing day to day assistance to internal and external customers regarding loan servicing.
Responsibilities include processing and preparing Commercial & Consumer loan documents, funding and booking all loans, processing construction draws and credit line advances, reviewing loan documents, balance daily and weekly internal loan accounts, monitor/maintain exceptions, process loan payments and incoming and outgoing participation remittance.
*Job Requirements:* * High School diploma or equivalent with 3 years of financial institution experience and 3 years of customer contact experience.
* Keyboard 35 wpm accurately, 10 Key, PC proficiency, working knowledge of Microsoft Suite * Must be detail-oriented, reliable and able to work under pressure and possess exceptional organizational skills.
* Excellent communication skills; both written and verbal.
* Strong customer service skills.
* Preferred: Bachelor’s Degree in Business Administration, Accounting, Math or related field.
6 years of financial institution experience and 4 years back office or clerical experience.
Intermediate user in Microsoft Suite.
Experience in CSI NuPoint and LaserPro Loan Platform.
*Specific Job Functions:* * Book new loans, modifications, extensions, and renewals.
* Prepare Commercial & Consumer loan documents using LaserPro Loan Platform.
* Process payments, draws, advances and modifications on Participation Sold and Purchased.
* Processes various loan servicing requests such as change of addresses or providing loan histories or billing notices.
* Verify new loan input as per loan presentation approvals.
* Track declinations and withdrawn loans.
* Review credit report activity report and reconcile to approved, declined, withdrawn or in process loans or transactions.
* Scan documents pertaining to loans.
* Reconcile various internal accounts and GL’s.
* Process paid loans and release collateral.
* Maintain collateral exception logs.
* Review E-Oscar notifications.
* Research subpoenas and loan errors.
* Answer telephones and assist customers.
* Perform vault audits for safekeeping collateral.
* Conduct flood review audits on a monthly basis.
* Assist with other functions and special projects when required.
* Verify all types of insurance that are in place for all types of loans, commercial, consumer and mortgage.
* Activate force place flood or hazard insurance for mortgage loans that are lacking proper coverage.
* Work Loan Administration email inbox.
* Apply payment in accordance with Bankruptcy terms.
* Settting up Lereta contracts and track property taxes due for all real estate loans.
* Placing loans on charge off and non-accrual status and apply payments in accordance with bank policy and GAAP accounting methods.
* Review daily loan maintenance to ensure changes are valid.
* Other duties as assigned.
*Other:* * The employee is constantly (66%-100%) required to sit, type or write, finger dexterity, see detail and close vision, see beyond arm’s length and speak clearly in order to communicate effectively.
* The employee is frequently (33%-66%) required to bend, stoop or squat, lift up to 20 pounds, and hear clearly in order to communicate effectively.
* The employee is occasionally (1%-33%) required to stand, walk, push or pull, reach above shoulders, lift up to 50 pounds, and work in confined spaces.
* The employee is rarely (less than 1%) required to climb stairs, lie down, climb ladders, grasp or grip, drive or operate equipment, work outdoors, exposed to fumes, chemicals, solvents, etc.
, and exposed to extreme temperatures.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job.
Duties, responsibilities and activities may change at any time with or without notice.
Job Type: Full-time Pay: From $21.
00 per hour Expected hours: 40 per week Benefits: * 401(k) * 401(k) matching * Dental insurance * Employee assistance program * Flexible spending account * Health insurance * Health savings account * Life insurance * Paid time off * Parental leave * Professional development assistance * Vision insurance Schedule: * 8 hour shift * Monday to Friday Education: * High school or equivalent (Required) Experience: * Financial services: 1 year (Preferred) * Customer service: 1 year (Preferred) * Loan processing/review: 1 year (Preferred) Work Location: In person